Real Estate Appraisal Terms
Help You Understand The Appraisal Process
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Learn About Real Estate Appraisal Words Home Appraisal Phrases Appraisal Management Services Information National Real Estate Appraisal Service Locates Your Local Licensed Real Estate Appraiser. Valuation Logistics real estate appraisal service real estate terminology helps you learn about our national real estate management services;
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A deposit made by a prospective buyer indicating a serious intention to purchase a property.
Easement
This a right of way giving person who is not the property owner the right to go through, onto, or over the specified property.
Effective Age
This is a real estate appraiser's opinion of the physical condition of property's building(s). The true age of a building can be a shorter age, or longer age, than its effective age.
Eminent Domain
This is the right of a government to confiscate private property ostensibly for public use; however the government is required to pay fair market value for the property.
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This is a real estate improvement, such as a building or driveway that crosses legal boundaries onto another property and is considered an illegal act.
Encumbrance
This includes legal restrictions like a mortgage or easements, or leases that restrict the sale or conveyance of property ownership.
Equal Credit Opportunity Act ( ECOA )
A federal law that states lenders and other creditors must make credit (loans) available without discrimination based on color, racial origin, natural origin, sex, age, religion and other factors.
Equity
This is an owners financial interest in a property. Equity is the mathematical difference between what a property might sell for (fair market value) and any amount owed to a mortgage or other financial liens.
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buy property appraisal management company services national residential property appraisal by licensed home appraisers available through national commercial appraisal management companyEscrow
This is an item of value, usually money, deposited with a third party and deliverable once certain conditions are met. Typically the earnest money for a real estate transaction in laced in an escrow account until it is paid to the property seller at the transaction closing.
Escrow Account
A lender may establish an account for funds paid to a mortgage that are above the total for interest and principal payment on a monthly payment schedule. The extra funds are held in this account for payment of property tax and owner's insurance.
Escrow Disbursements
The use of escrow funds to pay real estate taxes, hazard insurance, mortgage insurance, and other property expenses as they become due.
Estate
This is considered an individual's ownership interest in real property. It is the total of all real property plus personal property holdings of an individual upon their death.
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Eviction
This is the lawful removal of an occupant from real property by an owner.
Examination Of Title
This document is the report on the title of real property from public records, or it can be an abstract of the real property title.
Exclusive Listing
This is a written contract giving a licensed real estate agent the exclusive privilege of selling real property, and is usually limited to a specific time span.
Executor
A person, usually named in a will who will administer an estate; if no executor is named, the court will appoint one.
