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Real Estate Appraisal Terms
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Joint Tenancy

A term that describes full and complete ownership by two (typically) parties. Upon death of one owner, surviving party has full ownership of the property.

Judgment

This is a decision that is established in a court proceeding. If there is a judgment against a borrower there may be a lien placed against the borrower's real estate property as a form of collateral for creditors.

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Judicial Foreclosure

This is foreclosure that involves court proceedings, usually as a civil lawsuit involving a lender and a borrower. Some states use a foreclosure procedure that does not involve the courts.

Jumbo Loan

A loan that is larger than the limits set by Fannie Mae and Freddie Mac agencies. This is also called a "nonconforming loan," while a Fannie Mae or Freddie Mac loan is considered to be a "conforming loan."

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