Real Estate Appraisal Terminology
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A contract where the seller provides a deed for property to a buyer for financial consideration, then the buyer leases the real estate back to the seller.
Second Mortgage
A mortgage in a subordinate lien position to a first mortgage.
Secondary Market
This is a market where existing mortgages are bought and sold, as part of a pool or available mortgages.
Secured Loan
A loan that uses collateral (something of value) a security for the loan.
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Security
Something of value, such a real estate used a loan collateral.
Seller Carry-Back
A contract agreement where the property owner who is selling the property assists in financing the real estate loan. This is used frequently with assumable mortgage financing.
Servicer
A company that collects mortgage interest an principal payments a borrower and manages escrow accounts for the borrower. The servicer frequently manages mortgages purchase by secondary mortgage market investors.
Servicing
The loan servicer collection of mortgage payments from a borrower with accompanying management responsibilities.
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Subdivision
A residential development that involves dividing land into individual housing lots for sale or lease.
Subordinate Financing
Liens and mortgages that have a subordinate position to a first mortgage.
Survey
A map or drawing that indicates precise legal boundaries for a real estate property, the including location of easements, improvements, encroachments, rights of way and other physical structures and features.
Sweat Equity
Improvement to improvements by construction and/or remodeling for a property in the form by using labor or construction services other than cash.
